FINUNITY · PRODUCT GUIDE
Multi-currency totals: reconcile currencies first
Separate cash, holdings and the direction of conversion. Inspect each currency ledger before treating a base-currency total as complete.
From account records to total assets
- Cash balance: opening cash adjusted by cash transactions. Transaction amounts describe changes, not an additional stock of assets.
- Holding value: quantity and the ledger's reference price determine market value. Cost belongs to its profit/loss calculation and should not be added again to market value.
- Account assets: cash plus holdings, aggregated for matching currencies in the server snapshot.
- Base-currency total: configured conversion rates combine amounts; currencies without a rate remain explicitly outside that total.
Web views use the same server ledger snapshot. Compare the same timestamp, currency and price source before investigating a discrepancy, rather than making a second client-side calculation.
A calculation-only example
| Currency | Cash | Holding value | Currency assets |
|---|---|---|---|
| CNY | 10,000 | 5,000 | 15,000 |
| USD | 1,000 | 500 | 1,500 |
All figures are fictional. At an illustrative 1 USD = 7 CNY, the CNY total is 25,500. Without that rate, a CNY 15,000 total does not mean USD assets are zero: read the unconverted-currency status alongside it.
When allocation figures are usable
The three buckets organise recorded assets against your own target proportions, not a prescribed allocation. First check currency coverage, price validity and record classification. If allocation metrics are unavailable, do not replace missing values with zero or interpret partial-ledger percentages as your complete portfolio.
Common reconciliation differences
- A missing portion of the total: inspect currencies without configured rates.
- Cash differs from the brokerage view: check opening cash, transaction directions and record scope.
- Value changes without a quantity change: examine price source and update time rather than assuming a trade.
- A reversed rate: specify how much base currency one unit of the original currency buys, not an unlabelled number.
Live price-adapter availability and refresh success follow the service's actual source and state. Without a real adapter, manual or integration-reference prices may remain. This guide supplies neither current rates nor trade or return forecasts.
Next: review holdings
Use the import guide to verify instrument, quantity and currency. Read the privacy policy, then create an account or sign in and test the ledger scope with a small set of your own records.